30D APR:

30D APR:

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DEBT CAPACITY: $100M

-Day

APR:

22%

Edge Pools

Bridging the $1T global funding gap for mid-market businesses

Bridging the $1T global funding gap for mid-market businesses

Earn fixed-rate yields from businesses with verified cash flows.

Earn fixed-rate yields from businesses with verified cash flows.

Supported assets:

Supported assets:

Supported networks:

Supported networks:

What keeps sub-$25M loans mispriced?

Inefficiencies in the current Financing system

Information asymmetry

Expensive manual processes

Lack of institutional interest

High-priced intermediaries

cSigma's infrastructure tackles this and connects onchain lenders directly to rigorously vetted, mid-market businesses that need working capital, inventory financing, or growth capital.

How do we protect you?

How do we protect you?

Institutional risk management across four dimensions.

Borrower Requirements

Borrower Requirements

All institutional borrowers must complete KYB and a credit assessment based on extensive benchmarks.

requirements

$20M+ raised in debt or equity

Asset coverage of at least 5x loan value

Strong creditor rights jurisdictions

Loan protections

Loan protections

All loan term agreements with cSigma's institutional borrowers include multiple layers of safeguards.

SAFEGUARDS

15-40% first-loss capital

Collateral: short-duration, self-liquidating assets

Additional security: credit insurance, equity stakes, and founder guarantees

Diversification strategy

Diversification strategy

cSigma's portfolio of borrowers implements a broad strategy to minimize overall credit portfolio risk.

DIVERSIFICATIONS

Geographic: US, EU, and Hong Kong

Industry: trade finance, revenue-based financing, AI software, and construction

Maturity: 1 to 6 months

AI credit intelligence

AI credit intelligence

cSigma's proprietary engine rates each borrower CCC to A based on a wide array of data points.

RATING FACTORS

Payment history

Financial performance

Loan book quality

The liquidity trade-off

Unlock higher risk-adjusted yields while accepting a measured trade-off in liquidity

FIFO Queue

FIFO Queue

FIFO Queue

FIFO Queue

FIFO Queue

5% Reserves

5% Reserves

5% Reserves

5% Reserves

5% Reserves

While cash reserves are available in the vast majority of days (97% in the last 12 months), occasionally, you may have to wait to redeem the capital.

If vault reserves are depleted, your request continues earning yield while it joins a First-In-First-Out queue that gets fulfilled by borrower repayments.

While cash reserves are available in the vast majority of days (97% in last 12 months), occasionally, you may have to wait to redeem the capital. If vault reserves are depleted, your request continues earning yield while it joins a First-In-First-Out queue that gets fulfilled by borrower repayments.

While cash reserves are available in the vast majority of days (97% in last 12 months), occasionally, you may have to wait to redeem the capital. If vault reserves are depleted, your request continues earning yield while it joins a First-In-First-Out queue that gets fulfilled by borrower repayments.

While cash reserves are available in the vast majority of days (97% in the last 12 months), occasionally, you may have to wait to redeem the capital.

If vault reserves are depleted, your request continues earning yield while it joins a First-In-First-Out queue that gets fulfilled by borrower repayments.

While cash reserves are available in the vast majority of days (97% in last 12 months), occasionally, you may have to wait to redeem the capital. If vault reserves are depleted, your request continues earning yield while it joins a First-In-First-Out queue that gets fulfilled by borrower repayments.

Safe, predictable yields from vetted global businesses

Safe, predictable yields from vetted global businesses

Crypto-uncorrelated and protected by multiple layers of security.